:root{
  --navy:#0b1f38;--navy2:#123253;--ink:#152338;--muted:#657285;--paper:#fbfaf7;
  --warm:#f1eee7;--gold:#d0a94f;--line:#dad7cf;--white:#fff;--max:1240px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;-webkit-font-smoothing:antialiased}
body.modal-open{overflow:hidden}
img{display:block;max-width:100%}
a{color:inherit}
button,input{font:inherit}
.site-header{position:sticky;top:0;z-index:1000;background:#fff;border-bottom:1px solid rgba(11,31,56,.1);box-shadow:0 4px 18px rgba(11,31,56,.05)}
.nav-shell{width:min(var(--max),calc(100% - 48px));height:94px;margin:auto;display:flex;align-items:center;gap:28px}
.brand{display:flex;align-items:center;flex:0 0 auto}
.brand img{height:72px;width:auto;max-width:250px;object-fit:contain}
.site-nav{margin-left:auto;display:flex;align-items:center;gap:26px}
.site-nav a{text-decoration:none;font-size:.89rem;font-weight:700;position:relative}
.site-nav a:not(.nav-cta)::after{content:"";position:absolute;left:0;bottom:-7px;width:0;height:1px;background:var(--gold);transition:.2s}
.site-nav a:hover::after{width:100%}
.nav-cta{background:var(--navy);color:#fff!important;padding:13px 18px}
.menu-toggle{display:none;margin-left:auto;background:none;border:0}
.menu-toggle span{display:block;width:25px;height:1px;background:var(--navy);margin:6px}
.section-wrap{width:min(var(--max),calc(100% - 48px));margin:auto}
.section-wrap.narrow{width:min(1000px,calc(100% - 48px))}
.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:.72rem;font-weight:800;color:var(--gold);margin:0 0 18px}
.eyebrow.dark{color:#77612d}.eyebrow.light{color:#e2bd68}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(3.2rem,6.7vw,6.8rem);line-height:.92;letter-spacing:-.058em;font-weight:700}
h2{font-size:clamp(2.35rem,4.3vw,4.4rem);line-height:.98;letter-spacing:-.045em;font-weight:650}
h3{font-size:1.3rem;line-height:1.2}
p{font-size:1.04rem;line-height:1.72}
.body-copy p{font-size:1.13rem;color:#4c5a6c}
.button-row{display:flex;gap:11px;flex-wrap:wrap}
.button{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;padding:15px 20px;font-size:.85rem;font-weight:800;letter-spacing:.02em;border:1px solid transparent}
.button-gold{background:var(--gold);color:var(--navy)}
.button-white{background:#fff;color:var(--navy)}
.button-outline{border-color:rgba(255,255,255,.52);color:#fff}
.text-link{text-decoration:none;font-weight:800;border-bottom:1px solid var(--gold);padding-bottom:4px}
.light-link{color:#fff}
.home-hero{position:relative;height:min(820px,calc(100vh - 94px));min-height:650px;overflow:hidden;background:var(--navy)}
.hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 50%}
.hero-scrim{position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,20,38,.86) 0%,rgba(6,20,38,.59) 42%,rgba(6,20,38,.18) 100%)}
.hero-content{position:relative;z-index:2;width:min(var(--max),calc(100% - 48px));height:100%;margin:auto;display:flex;flex-direction:column;justify-content:flex-end;padding-bottom:86px;color:#fff}
.hero-content h1{max-width:900px}
.hero-copy{max-width:660px;font-size:1.2rem;color:rgba(255,255,255,.86)}
.section{padding:104px 0}.section.white{background:#fff}.section.warm{background:var(--warm)}.section.navy{background:var(--navy);color:#fff}.section.insights{background:var(--paper)}.cta-band{background:var(--navy2);color:#fff;padding:76px 0}
.split{display:grid;grid-template-columns:1fr 1fr;gap:84px;align-items:start}
.profile-grid,.criteria-grid{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line)}
.profile-grid article,.criteria-grid article{padding:30px 24px;border-bottom:1px solid var(--line);border-right:1px solid var(--line)}
.profile-grid article:nth-child(4n+1),.criteria-grid article:nth-child(4n+1){padding-left:0}
.profile-grid article:nth-child(4n),.criteria-grid article:nth-child(4n){border-right:0}
.profile-grid span,.criteria-grid span{display:block;text-transform:uppercase;letter-spacing:.12em;font-size:.68rem;font-weight:800;color:#77612d;margin-bottom:14px}
.profile-grid strong,.criteria-grid strong{display:block;font-size:1.55rem;margin-bottom:9px}
.profile-grid p,.criteria-grid p{font-size:.9rem;color:var(--muted)}
.section-cta{margin-top:28px}
.feature-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:74px;align-items:center}
.feature-grid.light{color:var(--ink)}
.map-panel{background:#fff;padding:12px}
.section-title-row{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:35px}
.insight-grid,.principle-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}
.insight-grid a,.principle-grid article{padding:28px 28px 8px 0;text-decoration:none;border-right:1px solid var(--line)}
.insight-grid a+a,.principle-grid article+article{padding-left:28px}
.insight-grid a:last-child,.principle-grid article:last-child{border-right:0}
.insight-grid span,.principle-grid span,.steps span,.learn-card span{color:var(--gold);font-size:.74rem;font-weight:800}
.insight-grid p,.principle-grid p{color:var(--muted);font-size:.95rem}
.cta-row{display:flex;align-items:end;justify-content:space-between;gap:35px}
.cta-row h2{margin-bottom:0}
.page-hero{position:relative;overflow:hidden;background:var(--navy);color:#fff;padding:125px 0 110px;min-height:430px;display:flex;align-items:flex-end}
.page-hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center}
.page-hero-scrim{position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,20,38,.88) 0%,rgba(6,20,38,.64) 48%,rgba(6,20,38,.28) 100%)}
.page-hero .section-wrap{position:relative;z-index:2}
.page-lead{max-width:780px;font-size:1.18rem;color:rgba(255,255,255,.76)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid rgba(255,255,255,.18);margin-top:42px}
.steps article{padding:28px 25px 0 0;border-right:1px solid rgba(255,255,255,.15)}
.steps article+article{padding-left:25px}.steps article:last-child{border-right:0}
.steps p{font-size:.94rem;color:rgba(255,255,255,.67)}
.metro-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #cec8bb}
.metro-grid article{padding:30px;border-bottom:1px solid #cec8bb}
.metro-grid article:nth-child(odd){padding-left:0;border-right:1px solid #cec8bb}
.metro-grid p{color:var(--muted)}
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.team-card{background:#fff;border:1px solid var(--line)}
.team-card img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 18%}
.team-card>div{padding:23px}
.role{font-size:.88rem;font-weight:800;color:#806a35}
.bio-open{border:0;background:none;padding:0;font-weight:800;cursor:pointer}
.bio-modal{position:fixed;inset:0;z-index:2500;display:none;align-items:center;justify-content:center;padding:28px}
.bio-modal.open{display:flex}
.bio-overlay{position:absolute;inset:0;background:rgba(5,17,31,.78)}
.bio-dialog{position:relative;z-index:2;width:min(980px,96vw);max-height:90vh;overflow:auto;background:#fff;padding:32px}
.bio-close{position:absolute;top:8px;right:15px;border:0;background:none;font-size:2.1rem;cursor:pointer}
.bio-grid{display:grid;grid-template-columns:310px 1fr;gap:36px}
.bio-grid img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:center 18%}
.bio-grid p{color:#536174}
.benchmark-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:72px;align-items:start}
.benchmark-stats{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #c9c3b7;margin-top:32px}
.benchmark-stats div{padding:26px 22px 0 0}
.benchmark-stats div+div{border-left:1px solid #c9c3b7;padding-left:22px}
.benchmark-stats strong{display:block;font-size:clamp(2.8rem,5vw,4.2rem);letter-spacing:-.05em;color:var(--navy)}
.benchmark-stats span{display:block;margin-top:8px;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:#77612d}
.chart-card{background:#fff;border:1px solid var(--line);padding:24px;box-shadow:0 18px 45px rgba(11,31,56,.06)}
.chart-toolbar{display:flex;justify-content:flex-end;gap:8px}
.chart-toolbar button{background:#fff;border:1px solid #cfcac0;padding:9px 12px;font-size:.75rem;font-weight:800;cursor:pointer}
.chart-toolbar button.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.chart-title span{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:.11em;color:#77612d;font-weight:800;margin-top:18px}
.chart-title h3{margin:5px 0 0}
.chart-stage{position:relative;margin-top:8px}
.benchmark-svg{width:100%;height:auto}
.chart-grid line{stroke:#d7dbe1;stroke-width:1.4}
.chart-y-labels text,.chart-x-labels text{font-size:17px;font-weight:700;fill:#3d4858}
.chart-line{fill:none;stroke-width:4.8;stroke-linecap:round;stroke-linejoin:round}
.re-line{stroke:var(--gold)}.sp-line{stroke:#173f6c}
.chart-marker{stroke:#fff;stroke-width:2.5}.chart-marker.re{fill:var(--gold)}.chart-marker.sp{fill:#173f6c}
.chart-tooltip{position:static!important;left:auto!important;top:auto!important;min-width:0;width:100%;box-sizing:border-box;background:#07192e;color:#fff;padding:12px 16px;pointer-events:none;opacity:0;visibility:hidden;transform:none;box-shadow:none;margin-top:10px;min-height:58px;display:grid;grid-template-columns:minmax(90px,.7fr) repeat(2,minmax(0,1fr));align-items:center;gap:12px;transition:opacity .15s ease}
.chart-tooltip.visible{opacity:1;visibility:visible}
.chart-tooltip strong{display:block;color:var(--gold);font-size:1rem;margin:0}
.chart-tooltip span{display:flex;align-items:center;gap:7px;font-size:.82rem;line-height:1.4;white-space:nowrap}
.chart-tooltip b{min-width:68px}
@media(max-width:700px){.chart-tooltip{grid-template-columns:1fr;gap:5px;min-height:96px}.chart-tooltip span{white-space:normal}}
.re-dot,.sp-dot{display:inline-block;width:9px;height:9px;border-radius:50%}.re-dot{background:var(--gold)}.sp-dot{background:#173f6c}
.chart-legend{display:flex;gap:18px;margin-top:5px;font-size:.76rem;color:var(--muted)}
.chart-note{font-size:.7rem;color:#77818e;border-top:1px solid var(--line);padding-top:14px;margin-top:15px}
.form-frame{background:#fff;padding:7px}.form-frame iframe{border:0;display:block}
.calendly-frame{background:#fff;border:1px solid var(--line);min-width:0}
.learn-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.learn-card{min-height:280px;background:#fff;border:1px solid var(--line);padding:28px;text-decoration:none;display:flex;flex-direction:column;transition:.2s}
.learn-card:hover{transform:translateY(-3px);border-color:#b99c5c;box-shadow:0 14px 32px rgba(11,31,56,.06)}
.learn-card h3{margin-top:34px}.learn-card p{color:var(--muted);flex:1}.learn-card strong{font-size:.84rem}
.article-wrap{width:min(820px,calc(100% - 48px));margin:auto}
.back-link{text-decoration:none;font-weight:800;display:inline-block;margin-bottom:35px}
.education-note{background:var(--warm);padding:22px;margin-top:38px}
.education-note strong{text-transform:uppercase;letter-spacing:.12em;font-size:.7rem;color:#77612d}
.education-note p{font-size:.88rem;color:var(--muted);margin:7px 0 0}
.newsletter-modal{position:fixed;inset:0;z-index:4000;display:none;align-items:center;justify-content:center;padding:24px}
.newsletter-modal.open{display:flex}
.newsletter-backdrop{position:absolute;inset:0;background:rgba(5,17,31,.9)}
.newsletter-dialog{position:relative;z-index:2;width:min(720px,94vw);background:#fff;padding:58px 55px;text-align:center;border-top:4px solid var(--gold);box-shadow:0 28px 80px rgba(0,0,0,.35)}
.newsletter-dialog h2{font-size:clamp(2.5rem,5vw,4rem);color:var(--navy)}
.newsletter-dialog>p:not(.eyebrow):not(.form-note){color:var(--muted);max-width:560px;margin-left:auto;margin-right:auto}
.newsletter-close{position:absolute;top:13px;right:17px;border:0;background:none;font-size:2rem;cursor:pointer}
.newsletter-form{display:flex;gap:8px;max-width:560px;margin:26px auto 0}
.newsletter-form input{flex:1;min-width:0;padding:15px;border:1px solid #c8ced6}
.newsletter-form button{border:0;background:var(--navy);color:#fff;padding:15px 22px;font-weight:800}
.form-note{font-size:.72rem;color:#8a929d!important;margin-top:13px!important}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
.site-footer{background:#071629;color:rgba(255,255,255,.72);padding:70px max(24px,calc((100% - var(--max))/2))}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:60px;padding-bottom:46px}
.footer-brand img{height:70px;width:auto;margin-bottom:17px}
.footer-grid a{display:block;text-decoration:none;color:#fff;margin:9px 0}
.footer-kicker{color:var(--gold);font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.13em}
.footer-bottom{border-top:1px solid rgba(255,255,255,.13);padding-top:22px;display:flex;justify-content:space-between;gap:32px;font-size:.72rem;line-height:1.5}
.footer-bottom span:last-child{max-width:680px;text-align:right}

@media(max-width:980px){
  .nav-shell{height:84px;width:calc(100% - 28px)}
  .brand img{height:62px}
  .menu-toggle{display:block}
  .site-nav{display:none;position:fixed;top:84px;left:0;right:0;background:#fff;padding:18px 24px 26px;box-shadow:0 18px 30px rgba(11,31,56,.08);flex-direction:column;align-items:stretch;gap:0}
  .site-nav.open{display:flex}.site-nav a{padding:13px 0;border-bottom:1px solid var(--line)}.nav-cta{text-align:center;margin-top:10px}
  .home-hero{height:720px;min-height:0}.hero-content{padding-bottom:65px}
  .split,.feature-grid,.benchmark-layout,.bio-grid{grid-template-columns:1fr;gap:38px}
  .profile-grid,.criteria-grid,.steps{grid-template-columns:repeat(2,1fr)}
  .team-grid,.learn-grid{grid-template-columns:repeat(2,1fr)}
  .cta-row{align-items:flex-start;flex-direction:column}
  .footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}
}
@media(max-width:640px){
  .section-wrap,.hero-content,.section-wrap.narrow,.article-wrap{width:calc(100% - 32px)}
  h1{font-size:clamp(3rem,14vw,4.75rem)}h2{font-size:clamp(2.2rem,10vw,3.35rem)}
  .home-hero{height:680px}.hero-photo{object-position:58% center}.hero-scrim{background:linear-gradient(180deg,rgba(6,20,38,.35),rgba(6,20,38,.86))}
  .section{padding:72px 0}
  .profile-grid,.criteria-grid,.steps,.team-grid,.learn-grid,.insight-grid,.principle-grid,.metro-grid{grid-template-columns:1fr}
  .profile-grid article,.criteria-grid article{padding:24px 0!important;border-right:0}
  .steps article,.steps article+article{padding:24px 0;border-right:0;border-bottom:1px solid rgba(255,255,255,.14)}
  .insight-grid a,.insight-grid a+a,.principle-grid article,.principle-grid article+article{padding:24px 0;border-right:0;border-bottom:1px solid var(--line)}
  .metro-grid article,.metro-grid article:nth-child(odd){padding:24px 0;border-right:0}
  .section-title-row{align-items:flex-start;flex-direction:column}
  .benchmark-stats{grid-template-columns:1fr}.benchmark-stats div+div{border-left:0;border-top:1px solid #c9c3b7;padding-left:0;margin-top:20px;padding-top:20px}
  .chart-card{padding:16px 10px}.chart-y-labels text,.chart-x-labels text{font-size:15px}.chart-line{stroke-width:5}
  .newsletter-modal{padding:0}.newsletter-dialog{width:100vw;height:100vh;display:flex;flex-direction:column;justify-content:center;padding:62px 20px;border-top:0}.newsletter-form{flex-direction:column;width:100%}.newsletter-form input,.newsletter-form button{width:100%}
  .footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:auto}.footer-bottom{flex-direction:column}.footer-bottom span:last-child{text-align:left}
}

/* V2.1 — clean upper-left logo treatment */
.brand,
.brand:hover,
.brand:focus,
.brand:active {
  background: transparent !important;
  border: 0 !important;
  outline: 0 !important;
  box-shadow: none !important;
  padding: 0 !important;
}
.brand img {
  border: 0 !important;
  outline: 0 !important;
  box-shadow: none !important;
  background: transparent !important;
  border-radius: 0 !important;
}

/* V2.3 official header logo */
.brand,.brand:hover,.brand:focus,.brand:active{
 border:0!important;outline:0!important;box-shadow:none!important;background:transparent!important;
}
.brand img{
 border:0!important;outline:0!important;box-shadow:none!important;border-radius:0!important;
 background:transparent!important;object-fit:contain!important;
}

/* Native investor inquiry form */
.investor-form-card{background:#fff;color:var(--ink);padding:34px;border:1px solid rgba(11,31,56,.1);box-shadow:0 22px 70px rgba(0,0,0,.18)}
.investor-form{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px}
.investor-form .field{display:flex;flex-direction:column;gap:8px}
.investor-form .field.full{grid-column:1/-1}
.investor-form label{font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;color:#344257}
.investor-form input,.investor-form select,.investor-form textarea{width:100%;border:1px solid #cfd5dc;background:#fff;color:var(--ink);padding:14px 14px;border-radius:0;font:inherit;outline:none;transition:border-color .18s ease,box-shadow .18s ease}
.investor-form textarea{min-height:120px;resize:vertical}
.investor-form input:focus,.investor-form select:focus,.investor-form textarea:focus{border-color:#8d6f36;box-shadow:0 0 0 3px rgba(174,137,63,.13)}
.investor-form .consent{grid-column:1/-1;display:flex;align-items:flex-start;gap:10px;font-size:.86rem;line-height:1.5;color:#617084}
.investor-form .consent input{width:auto;margin-top:4px;flex:0 0 auto}
.investor-form-actions{grid-column:1/-1;display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:4px}
.investor-submit{border:0;background:var(--gold);color:var(--navy);padding:15px 22px;font-weight:900;letter-spacing:.02em;cursor:pointer}
.investor-submit:disabled{opacity:.65;cursor:wait}
.investor-form-status{font-size:.92rem;color:#526176;min-height:1.3em}
.investor-form-status.success{color:#1c6a4d;font-weight:700}
.investor-form-status.error{color:#9d2f2f;font-weight:700}
.investor-form-note{grid-column:1/-1;margin:0;font-size:.78rem;line-height:1.55;color:#7a8492}
@media(max-width:720px){.investor-form-card{padding:24px 18px}.investor-form{grid-template-columns:1fr}.investor-form .field.full,.investor-form .consent,.investor-form-actions,.investor-form-note{grid-column:1}}

/* V74 — keep newsletter close control visible inside mobile safe area */
@media(max-width:640px){
  .newsletter-dialog{
    height:100dvh;
    min-height:100svh;
    padding-top:max(72px,calc(env(safe-area-inset-top) + 58px));
    padding-right:max(20px,env(safe-area-inset-right));
    padding-bottom:max(28px,env(safe-area-inset-bottom));
    padding-left:max(20px,env(safe-area-inset-left));
  }
  .newsletter-close{
    position:fixed;
    top:max(16px,calc(env(safe-area-inset-top) + 10px));
    right:max(16px,calc(env(safe-area-inset-right) + 12px));
    z-index:4010;
    width:48px;
    height:48px;
    display:flex;
    align-items:center;
    justify-content:center;
    border:1px solid rgba(11,31,56,.14);
    border-radius:50%;
    background:#fff;
    color:var(--navy);
    font-size:2rem;
    line-height:1;
    box-shadow:0 5px 18px rgba(0,0,0,.16);
  }
}